Nairapoint Finance Limited is a licensed digital financial technology platform in Nigeria focused on ethical lending, investment products, and retail wealth management. Officially launched in December 2025 at the Ikoyi Golf Club, Lagos, the platform was established by Nigerian entrepreneur Mrs. Funke Otti alongside Vice Chairman Dr. Mohammed K. Santuraki to deepen financial inclusion for individuals and micro, small, and medium enterprises (MSMEs).Job Summary
Nairapoint Finance Limited is looking for a sharp, analytical Credit Risk Officer to join our risk management team in Lagos. In this role, you will be the gatekeeper of our loan portfolio.
Key Responsibilities
Review and analyze loan applications from individuals and businesses to determine risk levels.
Check financial statements, bank statements, and credit bureau reports to verify borrower information.
Give professional recommendations to approve or decline loan requests based on credit policies.
Monitor our active loan portfolio to spot early warning signs of non-payment or default.
Prepare weekly and monthly reports tracking loan portfolio performance, collections, and account status.
Requirements
University degree or HND in Finance, Accounting, Economics, or a related field.
2 to 4 years of experience as a Credit Analyst or Credit Risk Officer in a fintech, microfinance bank, or commercial bank.
Strong skills in financial statement analysis, ratio analysis, and risk assessment.
High attention to detail and good decision-making skills.