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Zedvance Limited is a consumer finance company. We are committed to providing consumer credits to our target market in the most efficient and convenient manner while ensuring best practice. We provide Cash Loans to individual, groups and offer Point of sale finance for consumer goods and appliances in partnership with retailers across Lagos.Job Summary

The Commercial Specialist will be responsible for sourcing, vetting, monitoring and executing commercial transactions, structuring partnership agreements, negotiating contracts, and ensuring compliance with financial and regulatory standards.
The ideal candidate will work closely with internal teams and external partners to drive revenue growth, optimize deal terms, and manage transaction and market risks. 

Responsibilities
Market and Sectoral Analysis:

Support commercial finance strategy formulation and market positioning initiatives
Support enabling initiatives across target sectors
Support Commercial Business Managers with go-to-market strategy formulation

Partnership and Deal Structuring:

Support the Partnerships Business Team in identifying, negotiating, and structuring strategic collaborations.
Structure, review, and negotiate commercial agreements, partnership contracts, and service-level agreements (SLAs) to ensure mutually beneficial terms.
Conduct due diligence on potential partners to assess financial viability, compliance risks, and alignment with Zedvance’s strategic objectives.

Transaction and Contract Management:

Manage end-to-end contract lifecycle, ensuring all commercial agreements comply with regulatory and company policies.
Maintain accurate documentation of all transactions, agreements, and contract amendments.
Monitor contract performance, track obligations, and ensure timely execution of deliverables.

Financial and Business Analysis:

Provide data-driven insights and reports on revenue streams, transaction trends, and deal performance.
Collaborate with the finance team to ensure revenue forecasting and financial risk assessments are aligned with business goals.

Stakeholder and Relationship Management:

Serve as the primary contact for partners, vendors, and internal teams on commercial transaction matters.
Work closely with Legal, Compliance, Risk, and Finance teams to mitigate risks and optimize deal structures.
Support cross-functional initiatives to enhance partnership efficiency and revenue optimization.

Regulatory and Compliance Oversight:

Ensure all transactions comply with financial regulations, data privacy laws, and industry best practices.
Identify potential risks in commercial engagements and develop mitigation strategies.
Support internal audits and regulatory reporting requirements related to partnership transactions.

Qualifications

Bachelor’s Degree in Business Administration, Finance, Economics, or a related field.
4+ years of experience in commercial transactions, contract negotiation, or partnership management within the digital finance, fintech, or financial services sector.
Strong understanding of contract law, financial regulations, and digital finance business models.
Proven ability to create and analyze deal structures, manage financial transactions, and optimize commercial agreements.
Experience working with payment processors, fintechs, lenders, or digital financial service providers is an added advantage.
Proficiency in contract management tools, Microsoft Office Suite, and data analysis software.

Must have skills:

Partnership management
Strategic thinking
Relationship manahement
Excellent communication skills
Forecasting
Risk Management
Data analysis

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By 9jabook