Unilag Microfinance Bank was duly registered in April 2020 with the Corporate Affairs Commission (CAC) and was licensed by the Central Bank of Nigeria to operate as a microfinance bank in February 2021. The Bank is a conception of the University of Lagos Management championed by the erudite Vice chancellor, Professor Oluwatoyin Ogundipe.
The focus of the Bank is to provide microfinance banking services to individuals and businesses within the University of Lagos environment as well as small and medium scale enterprises beyond. Unilag Microfinance Bank has made appreciable investments in technology with a view to being a leading digital bank in Nigeria. With sufficient capital base and experienced team of board members and management, the Bank is positioned to deliver effective and efficient banking services targeted at the young and the middle class without prejudice to the elites.Responsibilities
Evaluate and process loan applications from SME clients
Conduct credit assessments and risk analyses
Manage a portfolio of SME loans, ensuring timely repayments and minimizing defaults
Provide exceptional customer service and build strong relationships with clients
Meet sales targets and contribute to team goals
Stay up-to-date with industry trends and regulatory requirements
Collaborate with internal stakeholders to ensure seamless service delivery
Qualifications
Minimum of HND/ Bachelor’s degree in Marketing, Business, or related field
Minimum of 2 years proven experience in SME lending or related field
Strong understanding of credit principles and risk management
Excellent communication and interpersonal skills
Ability to work in a fast-paced environment and meet deadlines