CityCode Mortgage Bank Limited is a duly registered Primary Mortgage Bank that has remained healthy since inception in 1992. We are set up for the purpose of providing mortgage loans and assisting customers in accessing National Housing Fund Loan through Federal Mortgage Bank of Nigeria.
CityCode Mortgage Bank Limited has an authorized and fully paid capital of N2.5 billion; total asset base of over N3.5 billion and current shareholders’ fund in excess of N2.5 billion as at 31st December 2014. We remain sound, secure and solid with a very vibrant Board and Management in place.
Our mission is to be concise but visible, nurturing the saving culture through a planned approach to home ownership, providing excellent services delivery and other financial assistance to home ownership and real estate development.
With integrity as our foundation principle, you are assured of the application of high ethical standard in any aspect of our housing delivery. These we believe are prerequisite for attaining the desired destination in home provision.Job Summary
We are seeking a meticulous and proactive Credit Administration Manager to support our growing credit operations.
The ideal candidate will ensure proper documentation, effective monitoring of mortgage facilities, and full compliance with regulatory and internal credit policies.
Key Responsibilities
Manage end-to-end credit documentation for all approved mortgage and loan facilities.
Verify completeness and accuracy of all documents before disbursement, including property documents, valuations, credit bureau reports, and insurance.
Ensure timely perfection of mortgage documentation and security creation (legal mortgages, equitable mortgages, etc.).
Maintain an updated credit file system both physical and electronic for all customers.
Monitor credit facilities to ensure compliance with approval terms, repayment schedules, and collateral requirements.
Track expiries (property insurance, valuations, offer letters, legal documents) and coordinate timely renewals.
Prepare regular credit portfolio reports, exposure summaries, and performance updates for management.
Work closely with Credit, Legal, Risk, and Operations units to ensure seamless credit processing.
Ensure adherence to mortgage banking regulatory guidelines (e.g., CBN, NDIC, and Mortgage Board).
Assist in loan recovery follow-up and resolution of documentation gaps.
Qualifications & Requirements
Bachelor’s Degree in Finance, Accounting, Economics, Business Administration, or related fields.
5–10 years credit administration/credit operations experience preferably in a Mortgage Bank or commercial banking environment.
Strong understanding of mortgage documentation, property perfection processes, and collateral management.
Familiarity with CBN credit guidelines, IFRS reporting expectations, and mortgage-specific regulations.
Excellent attention to detail, organizational skills, and documentation management.
Strong communication, analytical, and problem-solving skills.
High integrity, professionalism, and commitment to compliance.
What We Offer
Competitive salary and attractive benefits.
Opportunity to work in a structured and growth-oriented mortgage environment.
Supportive and collaborative work culture.